2025 Roth Ira Contribution Limits Fidelity 401k. The contribution limits for a traditional or roth ira increased last year but remain steady for 2025. For most individuals, the roth ira contribution limit in 2024 and 2025 is the smaller of $7,000 or your taxable income.

Ira or roth ira plan. For tax year 2025, employees can defer $23,500 into their 401 (k) and iras, a modest increase from the $23,000 contribution limit in 2024.